What Our Privacy Policy Covers
This Privacy Policy applies when you create or use an smptoto account, contact our support route, or use a device to reach the lobby where local law permits. We may receive account details such as your name, phone number, sign-in records and verification status. We also
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record transaction references connected with DANA, OVO, GoPay, QRIS, bank transfer or virtual account activity so we can match a wallet event to the correct account. Device type, browser settings, approximate connection details and cookie choices help us protect sign-in sessions and diagnose access problems. We
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keep records only for operational, security and legal needs, then remove or anonymise them when they are no longer required. Our handling can change when applicable Indonesian requirements change, and this policy does not replace any rights provided by local law.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.